The payment gateway
built for scale,
tuned for trust.
NexTSP is the unified payment infrastructure for modern businesses — accept cards, UPI, wallets and netbanking through one API, with intelligent routing, real-time reconciliation and bank-grade security baked in.
Payment captured
Routed via UPI in 1.2s — settled to your account on T+1.
One platform for every payment your business needs.
that converts.
Drop-in checkout for cards, UPI, wallets, netbanking and BNPL. Smart routing across acquirers maximizes success rates and minimizes cost on every transaction.
- 180+ payment methods, one integration
- Adaptive routing — fallback in < 300ms
- 3DS 2.0, network tokens, recurring debit
- Hosted, drop-in or fully white-labeled UI
UPI Switch
NPCI-certified UPI switch with sub-200ms latency, direct PSP rails, and proactive monitoring across 7 banks.
Virtual Accounts
Generate unique virtual account numbers for every customer. Reconcile collections automatically — no human in the loop.
Treasury & FX
Hold balances in multi-currency wallets. Convert and payout to 60+ countries at interbank rates — built for UAE + India operations.
Fraud & Risk
Device intelligence, velocity rules, IFSC geofencing and graph analysis — stop fraud without slowing down good users.
Ship in hours,
not quarters.
Clean REST APIs, idempotent everything, official SDKs in 8 languages, and webhook signatures you can actually trust. Sandbox is one curl away.
Idempotent by default
Retries are safe. Pass an idempotency key and we'll dedupe — no double-charges, ever.
Webhooks that don't break
Signed payloads, auto-retry with exponential backoff, and a replay console for the 3am incidents.
Sandbox in seconds
Test cards, simulated webhooks, force decline codes — everything you need to integrate without a sales call.
1const nextsp = require('nextsp')('sk_live_...'); 2 3// Create a payment intent 4const intent = await nextsp.paymentIntents.create({ 5 amount: 482000, // in paise 6 currency: 'INR', 7 customer: 'cus_8a72f0c1', 8 payment_methods: ['upi', 'card', 'netbanking'], 9 routing: 'smart', 10 metadata: { order_id: 'ord_19hx' } 11}); 12 13// Returns in < 80ms 14{ 15 id: 'pi_3xH72f0c1', 16 status: 'requires_payment', 17 client_secret: 'pi_3xH..._secret_KQ8', 18 expires_at: 1715763600 19}
One stack, infinite use cases.
From regulated banking to gaming aggregators, businesses use NexTSP to launch payments faster and run them with confidence.
BFSI
KYC, AML, settlement and reconciliation built for compliance teams.
E-commerce
Drop-in checkout, recurring billing and instant refunds for D2C scale.
SaaS & Subscriptions
Cards, mandates, dunning and revenue ops in one programmable layer.
Cross-border
Multi-currency wallets and FX-aware payouts to 60+ corridors.
Gaming & RMG
High-velocity flows, fraud-aware deposits, and instant payouts.
Healthcare
Patient billing, insurance disbursements and TPA reconciliation.
Education
Fee collection, scholarship payouts, multi-institution reporting.
Marketplaces
Split payments, escrow flows and seller payouts at marketplace scale.
Trusted by teams that can't afford downtime.
We migrated from a legacy aggregator in three weeks. Success rates jumped 4.2 points overnight, and the routing engine pays for itself on UPI alone.
Round-the-clock support from team NexTSP has been one of the building blocks of our long association with them.
Competitive pricing and top-notch quality have been the reasons we chose NexTSP over other brands.
Start moving money the way it should move.
From your first transaction to your billionth — NexTSP scales with you. Talk to our team and go live in under a week.